Treat Now, Pay Later: Stress-Free Financing for Your Pet’s Care

High-quality veterinary care should never be compromised by budget constraints. Explore our flexible, pet-parent-friendly payment plans designed to keep your family healthy and happy.

Our Promise of Transparency

We believe in clear, honest pricing. You will always receive a detailed, itemized care estimate before any major treatment begins, whether it's a routine dental cleaning or advanced orthopedic surgery.

Flexible Veterinary Payment Plans in Fair Lawn, NJ

We partner with top-tier veterinary financing platforms to offer you Instant Approval with No Upfront Costs.

Cherry

Help clients give their pets the best care possible and make critical treatments accessible.

Approve up to 90% of clients for a true zero-interest offer.

No hidden fees or deferred interest.

Increase treatment acceptance by 50%

CareCredit

The leading health and wellness credit card for pets.

Special financing options including 0% promotional financing for up to 18 months.

Ideal for unexpected emergency vet payment options or planned surgeries.

Can be used for routine care, vaccinations, and diagnostics.

ScratchPay

Simple, transparent payment plans with no hidden fees.

Checking your rate provides an instant approval check with zero impact on your credit score.

Choose from flexible monthly installments that fit your budget.

No prepayment penalties or deferred interest.

Get care today, pay over time with the CareCredit credit card*

Lincoln Ave Cat and Dog Hospital accepts CareCredit, a health and wellness credit card that offers flexible financing options so you can get the care you want or need.

Help put your health and wellness goals within reach

  • Easy application and instant credit decision

    Apply online anytime or by phone1 to speak with a live agent. See if you prequalify online with no hard hit to your credit score.

  • Flexible financing options

    Get the health and wellness care you want or need and pay over time with promotional financing options* for purchases of $200 or more.

  • Use over and over again

    The CareCredit credit card can be used multiple times for a wide range of health and wellness expenses, for you and your entire family - including pets!

  • No annual fee2

    CareCredit doesn't charge an annual fee.

Explore CareCredit financing options and estimate your monthly payments**

Get started in a few simple steps

1

Apply and get an instant credit decision

See if you prequalify – with no impact to your credit score. Apply online.

2

Get care

If approved, you can start using your CareCredit credit card immediately. Purchases of $200 or more are eligible for promotional financing. At your appointment, let us know you’ll be using CareCredit.

3

Pay over time

Review the available CareCredit promotional financing options and choose one that helps fit your budget. If you have available credit, you can use it for future visits.

Ready to take the next step? See if you prequalify without impacting your credit score.

Subject to credit approval. See carecredit.com for details.
* All options may not be available. Ask us which options are available for your purchase.
1. To apply by phone call (800) 677-0718. Phone applications are only for the CareCredit credit card. Must be 18 or older to apply, must be 21 or older to apply by phone.
2. See Rates and Fees Table.

ScratchPay

  • Patients can finance treatment costs using a payment plan, paying smaller monthly amounts over time. Finding a plan won’t affect their credit score.

  • Checking eligibility for a plan will not impact your patient’s credit score. If they are approved and accept a loan, repayment activities may be reported to the credit bureaus.

  • Patients often choose the 12 Month, and 24 Month plan options for surgeries and other major procedures.

  • Plans require a down payment to obtain financing, which will be refunded if your patient does not use their plan.

Frequently Asked Questions About Vet Financing Near Me

Everything you need to know about paying for your pet's care.

Does Lincoln Ave Cat & Dog Hospital offer payment plans?

Yes, we offer multiple financing options to ensure your pet receives the care they need without delay.

Cherry

- Soft credit check

- Multiple payment methods


CareCredit

- Standard credit check

- Up to 18 months 0% promotional financing

ScratchPay

- No impact to credit score

- Flexible monthly installments

Can I use any of these payment methods for pet emergencies or orthopedic surgeries?

Absolutely. Cherry, CareCredit and ScratchPay can be used for a wide range of veterinary services at our hospital, including:

Emergency Care: Sudden illnesses or accidents requiring immediate attention.

Advanced Surgeries: Procedures like TPLO, FHO, or advanced soft tissue surgeries performed by Dr. El-Akbawy.

Routine Wellness: Dental cleanings, vaccinations, and preventative diagnostics.
and more...

How do I check I qualify for veterinary financing?

Applying is quick and straightforward:

Choose Your Platform: Select either CareCredit for a dedicated health credit card or ScratchPay for simple payment plans.

Apply Online or In-Clinic: Complete a brief application on your smartphone or at our front desk.

Get Instant Results: Receive an approval decision within seconds, allowing us to proceed with your pet's treatment immediately.

Seamless Pet Insurance Support

We understand that navigating insurance can be overwhelming. Our team provides streamlined support for processing claims with major pet insurance providers, including Trupanion, Pumpkin, Nationwide, and ASPCA. We provide comprehensive documentation to ensure you receive quick reimbursement for your affordable pet care in Bergen County.

Pumpkin

Trupanion

Pets Best

Lincoln Ave Cat & Dog Hospital

Family-owned and independently operated on Lincoln Avenue since 1984.

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Serving Fair Lawn, NJ and Bergen county since 1984.